The Industrial Powerhouse
Palladium is 30x rarer than gold. It's a critical component in catalytic converters for gasoline engines and is increasingly used in green energy technologies.
Unlike gold, which is primarily a monetary asset, palladium is an industrial commodity. This means its price is driven by supply and demand dynamics in the manufacturing sector.
Performance Profile
- Historically high volatility
- Low correlation with stocks
- Supply often constrained (limited mining sources)
Why Add Palladium to an IRA?
Scarcity
Most of the world's palladium comes from Russia and South Africa. Geopolitical tensions can severely restrict supply, leading to price spikes.
Industrial Demand
As emission standards tighten globally, demand for palladium in catalytic converters remains strong.
Diversification
Palladium often moves independently of gold and silver, providing a different layer of diversification within a metals portfolio.
IRS Requirements
Just like gold and silver, the IRS has strict fineness standards for palladium in an IRA.
Purity Standard
Must be 99.95% pure palladium to be eligible.
Approved Coins/Bars
- Palladium Maple Leaf coins
- PAMP Suisse Palladium bars
- Credit Suisse Palladium bars
- Baird & Co. Palladium bars
Custodians Support Palladium
All major self-directed IRA custodians we work with allow for palladium holdings. It is a standard asset class in the precious metals IRA space.