Why Consider Platinum for Your IRA?
While gold is the king of monetary metals, platinum is the industrial powerhouse. Adding Platinum Group Metals (PGMs) to your Self-Directed IRA can offer unique diversification benefits driven by industrial demand rather than just monetary policy.
The Investment Case
- Extreme RarityPlatinum is 30 times rarer than gold. All the platinum ever mined would fit in your living room.
- Industrial DemandCritical for automotive catalytic converters and hydrogen fuel cells. Essential for the green energy transition.
- Supply ConstraintsProduction is highly concentrated in South Africa and Russia, creating potential for significant supply shocks.
IRS Rules for Platinum
Not all platinum is eligible for an IRA. The IRS has strict fineness requirements:
Required Purity: .9995 Fine
(99.95% Pure Platinum)
Eligible Products Include:
- American Platinum Eagle Coins
- Canadian Platinum Maple Leaf Coins
- Australian Platinum Koala Coins
- PAMP Suisse Platinum Bars
Important Note on Custodians
Not all IRA custodians offer Platinum holding services. Before starting a rollover with the intent to buy platinum, verify that your chosen custodian supports PGMs. Liberty Gold Silver can help connect you with custodians who specialize in full-spectrum precious metals accounts.