Why Choose IRA-Eligible Precious Metals?
IRA-eligible precious metals offer unique tax advantages and retirement planning benefits not available with direct ownership or other investment structures.
Tax-Deferred Growth
Precious metals appreciation grows tax-deferred in Traditional IRAs or tax-free in Roth IRAs.
No annual taxes on gainsAvoid Collectibles Tax
IRAs exempt from the 28% maximum collectibles tax rate on precious metals held outside retirement accounts.
28% tax rate avoidedProfessional Storage
IRS-approved depositories provide secure, insured storage with detailed reporting and easy access.
Peace of mind storagePortfolio Diversification
Add alternative assets to traditional IRA investments of stocks, bonds, and mutual funds.
Enhanced diversificationIRA Precious Metals Comparison
Compare the characteristics of different IRA-eligible precious metals to make informed allocation decisions for your retirement portfolio.
| Metal | Min Purity | Popular Choice | Storage | Liquidity | Volatility | Allocation |
|---|---|---|---|---|---|---|
Gold | 99.5% | American Gold Eagle | Minimal | Highest | Low | 10-20% |
Silver | 99.9% | American Silver Eagle | Higher | High | Medium | 5-15% |
Platinum | 99.95% | American Platinum Eagle | Minimal | Medium | High | 3-10% |
Palladium | 99.95% | American Palladium Eagle | Minimal | Lower | Very High | 1-5% |
Essential Custodian Services
A qualified precious metals IRA custodian provides comprehensive services to ensure compliance, security, and optimal management of your retirement investments.
IRA Establishment
Set up Traditional or Roth precious metals IRA
Services Included:
- Account opening
- Initial funding
- Beneficiary designations
- Required disclosures
Metals Purchase
Source and purchase IRA-eligible precious metals
Services Included:
- Product verification
- Competitive pricing
- Order execution
- Purchase confirmation
Secure Storage
Store metals in IRS-approved depositories
Services Included:
- Segregated storage options
- Insurance coverage
- Regular auditing
- 24/7 security
Account Administration
Ongoing IRA management and reporting
Services Included:
- Annual statements
- Tax reporting
- Distribution processing
- Account maintenance
Start Your IRA-Eligible Precious Metals Journey
Take advantage of tax-deferred or tax-free precious metals growth in your retirement account. Our specialists will guide you through the process and ensure full IRS compliance.