This checklist is designed to help you evaluate any gold or silver dealer systematically. Each item represents something a well-run dealer should provide. If you're evaluating multiple dealers, use a separate checklist for each.
Use this checklist on us.
If we don't meet every standard on this list, that's information you should have.
Before the Call
I know approximately how much I'm considering investing.
I understand the difference between a Gold IRA and buying physical gold for home delivery.
I've read about IRS purity requirements for IRA-eligible metals.
I have a list of questions prepared (see our Questions to Ask guide).
I understand that precious metals are a long-term hold, not a short-term trade.
During the Call
Did they listen to my situation before making recommendations?
Did they explain the specific products they're recommending and why?
Did they tell me the exact spread on each recommended product — not just a range or a floor?
Did they provide the full cost picture — custodian fee, storage fee, dealer spread, and any other charges?
Did they explain the buyback terms, including the buyback spread?
Did they offer to put all of this in writing?
When I asked for time to think, did they respect that without urgency language?
Did I feel informed, or did I feel sold to?
After the Call
Did I receive a written breakdown of all fees?
Does the written breakdown include the specific spread on every recommended product?
Does the written breakdown include buyback terms?
Can I share this document with my family to review together?
Do I understand what my account statement will show vs. what I paid?
Can I independently verify the custodian and depository?
Do I know the sequence — will I see final pricing before my money moves?
Before You Commit
Did pricing come before — not after — I was asked to move money?
Were buyback terms documented before I committed, not promised verbally?
Was I given time to review without urgency language?
Do I have everything in writing?
Have I discussed this with my family?
Am I making this decision on my own timeline, not someone else's?
The key question for any dealer:
“Will you put your fees in writing before I commit?”
The answer — and how it's delivered — tells you most of what you need to know.
Ready to put us to the test?
Schedule a consultation. Bring this checklist.