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Understand bullion, collectible products, and how premiums affect total cost.
Bullion is typically priced closest to metal value. It is commonly chosen for straightforward long-term ownership and liquidity.
Collectible products include added premiums based on rarity, condition, or demand. Outcomes depend more on collector markets and can vary widely.
These products sit between bullion and collectibles. They may carry moderate premiums that can rise or fall over time.
A practical rule: match product type to your objective, and review expected entry/exit spreads in writing.