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Self-Directed IRA for Precious Metals

Take control of your retirement investments with a self-directed IRA that allows you to invest in physical precious metals while maintaining tax advantages.

Choose Your IRA Type

Both Traditional and Roth self-directed IRAs allow precious metals investments. Choose the option that best fits your tax strategy and retirement goals.

Traditional Self-Directed IRA

Tax-deferred growth with pre-tax contributions

Benefits:

  • Immediate tax deduction
  • Tax-deferred growth
  • Lower current tax burden

Considerations:

  • Required minimum distributions at 73
  • Taxed as ordinary income on withdrawal

Roth Self-Directed IRA

Tax-free growth with after-tax contributions

Benefits:

  • Tax-free withdrawals in retirement
  • No required distributions
  • Tax-free inheritance

Considerations:

  • No immediate tax deduction
  • Income limits apply
  • 5-year seasoning rule
Self-Directed IRA – Precious Metals Investment Guide | Liberty Gold Silver