Gold IRA Rollover: Move Your 401(k) to Physical Gold

On the Rollover

Move the retirement account into weight.

I.What It Is

A direct transfer, trustee to trustee.

Most retirement accounts limit you to paper — stocks, bonds, funds. A Self-Directed IRA holds the same paper or physical gold and silver, under the same tax shelter. The rollover is how the money moves from the first kind of account to the second without leaving the shelter.

Done as a direct trustee-to-trustee transfer, the move is tax-free. The retirement savings keep their tax shelter. Only the form of the asset changes: from paper holdings to weight on a depository ledger. Everything in writing, before you commit to any of it.

II.The Three Steps

Open. Transfer. Secure.

I.

Open

Set up a Self-Directed IRA with an approved custodian. A page or two of paperwork, signatures, beneficiaries. One to three business days.

II.

Transfer

Funds move directly from the old custodian to the new one. You never touch the money. Tax-free when done as a direct trustee-to-trustee transfer.

III.

Secure

IRS-approved metals are bought on your account and shipped to an approved depository. Titled to your name on the vault ledger.

III.Direct or Indirect

One path never starts a clock.

Direct rollover. Funds move from Custodian A to Custodian B without ever reaching your hand. No 60-day clock. No withholding. No chance of missing a deadline. This is the path.

Indirect rollover. The old custodian mails you a check. From the moment it lands, you have sixty days to deposit the full amount into the new IRA. Miss the window and the IRS treats it as a distribution: ordinary income tax, plus a ten-percent penalty if you’re under 59½. It can be done. It should not be.

On the Rollover

Walk it through on the phone, with a human.

Begin with a Conversation Or call the Desk — (307) 293 — 4780

Monday to Friday · 9–6 Mountain · Kelvin or the Desk