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Key Benefits of Rolling Over to a Precious Metals IRA

Transform your limited 401(k) investment options into a diversified portfolio that includes physical precious metals while maintaining tax advantages.

Expanded Investment Options

Move beyond limited 401(k) choices to include physical precious metals in your retirement portfolio.

Diversification beyond paper assets

Tax-Deferred Growth

Maintain tax-advantaged status while gaining exposure to inflation-hedging precious metals.

Keep your tax benefits

Portfolio Rebalancing

Take control of your asset allocation with precious metals as a non-correlated diversifier.

Reduce overall portfolio risk

No Required Distributions

Unlike 401(k)s, IRAs offer more flexibility with required minimum distributions.

Greater retirement planning control

Simple 5-Step Rollover Process

Our experienced team guides you through each step to ensure a smooth, compliant rollover from your 401(k) to a precious metals IRA.

1

Evaluate Your Current 401(k)

1-2 days

Review your current plan details, vesting schedule, and investment options.

Check vesting status of employer contributions
Review current investment performance
Understand any loan balances or restrictions
2

Choose Your IRA Type

1 day

Decide between Traditional and Roth IRA based on your tax situation.

Traditional IRA: Tax-deferred growth
Roth IRA: Tax-free growth (if eligible)
Consider current vs. future tax brackets
3

Open Your Self-Directed IRA

3-5 days

Establish your precious metals IRA with an approved custodian.

Choose IRS-approved custodian
Complete account opening paperwork
Fund the account for precious metals purchases
4

Initiate the Rollover

1 day

Start the transfer process with your 401(k) administrator.

Complete rollover request forms
Specify direct rollover to new IRA
Provide new custodian information
5

Fund Transfer & Investment

7-14 days

Funds arrive and you can begin purchasing precious metals.

Verify funds in new IRA account
Select IRS-approved precious metals
Arrange for secure depository storage

Estimate Your Rollover Benefits

Use our interactive calculator to see how rolling your 401(k) into a precious metals IRA could impact your retirement portfolio diversification and potential growth.

$250,000
Example 401(k) Balance
15-25%
Suggested Metals Allocation
$0
Taxes on Direct Rollover
Precious Metals & Gold IRA Specialists | Liberty Gold Silver