Direct Ownership
Physical gold and silver purchased outside a retirement account.
Direct ownership provides personal control of the metal and removes the custodian structure used for retirement accounts.
Ownership
Personal or entity name
Settlement
Confirmed funds before release
Fulfillment
Insured delivery or private storage
Product Selection
Bullion selected for the intended purpose.
Product availability, denomination, mint, condition, and premium vary. Liberty confirms the specific items and quantities available for the proposed transaction.
Clients should distinguish standard bullion from collectible or numismatic products and understand how product premiums may affect resale economics.
- Sovereign-mint coins
- Recognized bullion bars
- Gold and silver denominations
- Transaction-specific availability
Pricing
Spot price is one component of the transaction price.
The retail price of physical metal generally includes the prevailing market reference price plus a product premium and dealer spread. Shipping, payment method, or storage costs may also apply.
The applicable figures should be reviewed for the specific product and transaction before authorization.
Possession
Delivery creates a custody decision.
Personal possession provides direct access but places responsibility for security, insurance, documentation, and future transfer on the owner.
Private depository storage may provide professional custody and insurance but introduces provider fees and access procedures.
Liquidity
Understand the sale process before purchasing.
A future sale will depend on product, condition, quantity, market conditions, and the buyer's current bid. The resale price may be below the original purchase price.
Clients should retain invoices and product records and should ask how authentication, shipment, quote timing, and settlement would work.
Direct ownership references.
Storage & Delivery
Compare home possession, insured shipment, and private depository arrangements.
Read more →Selling Guide
Review authentication, bids, insured return shipping, and settlement considerations.
Read more →How Transactions Work
Review the documentation, authorization, payment, and fulfillment sequence.
Read more →Contact Liberty
Discuss a direct precious metals purchase.
Ask about account structure, product availability, pricing, custody, delivery, or the brokerage process.